Guides
Buying and selling, explained plainly.
A running library Dave keeps handy for exactly the questions buyers and sellers ask most.
Buying
What actually goes into closing costs
Loan origination, title insurance, escrow, prepaid taxes — a plain breakdown of where that 2–5% actually goes.
6 min read
Buying
How to read a home inspection report without panicking
Every report looks alarming at first glance. What's a real negotiating point and what's normal wear.
7 min read
Selling
Why overpricing costs sellers more than underpricing
The math behind list price, days on market, and what happens after the first price cut.
5 min read
Buying
The first-time buyer checklist nobody hands you
Pre-approval, earnest money, the inspection window — the order these actually happen in.
8 min read
Selling
Staging on a real budget
What buyers actually respond to in photos versus what's just expensive to do.
4 min read
Financing
Fixed vs. adjustable rate, plainly explained
When an ARM genuinely makes sense and when it's just a lower payment today.
6 min read